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Frequently asked questions

Why is saving important?

Saving provides a financial safety net for emergencies, allows you to achieve long-term goals like buying a home or retirement, and reduces financial stress. It's a cornerstone of financial security.

Why is building generational wealth important?

Generational wealth allows you to pass down assets, knowledge, and financial literacy to future generations, creating a lasting legacy and breaking cycles of financial hardship.

What happens if I don't pay taxes?

Failing to pay taxes can lead to penalties, interest charges, liens, levies, and even criminal charges in severe cases. It's crucial to address tax obligations promptly.

What happens if I owe taxes?

If you owe taxes and can't pay immediately, you can often set up a payment plan with the IRS or state tax authorities. Ignoring it will lead to penalties and interest.

Is there a travel fee?

Yes, all services that requires meeting in person will include a travel fee, which will be advised to clients before service can booked.  Rate per mileage typically ranges between $0.72 - $0.97 per mile.

How do I know if I'm a good candidate for life coaching?

If you are emotionally stable but feel stuck or on a continuous cycle that you are have trouble bypassing, then getting a life coach is for you.

What's the difference between a life coach and a therapist?

The difference between a life coach and therapist is that a therapist focus on healing, mental health issues, and emotional struggles whereas life coaching focuses on the present and future goals, optimizing self development, and growth in personal or professional aspects.

 How do you provide services?

Services are typically offered virtually, by phone, and sometimes in person. In person meetings are subject to travel fees and online notary services and subject to a RON technology fee. Travel location are typically in public facilities like the library, law offices, title companies, or the clients homes.

How do I cancel an appointment?

You should notify us by phone or email of any cancellation or reschedulings within 48 hour of your scheduled appointment, to avoid being charged for that appointment.

How do I cancel my multi-session contract?

To cancel a multi-session prepaid service, you must submit in writing either by email or mail that you would like to stop services. You will be refunded for the difference of services that have not been used and are not scheduled within 48 hours of the cancellation date. If you cancel your contract less than 48 hours from an upcoming scheduled appointment, a refund for that session will not be provided and the remaining sessions, if any, will be the only amount refunded.

What can I expect out of hiring a life and financial coach?

You can expect to feel more empowered, confident, resilient, self aware, and gain a sense of fulfillment and peace. Throughout this transformative process you can expect to be held accountable, answer lots of open ended questions, contribute to coming up with strategies and tools to help you achieve your goals, reduce limiting beliefs, and live life with intention.

Your financial future starts here

This is where your journey to financial empowerment begins. Get to know Essential Life and Wealth Services comprehensive offerings and discover our unwavering commitment to quality and exceptional service. Join us as we grow and succeed together. We're glad you're here to be a part of your financial success story.